We also do not buy debts the debt that you may owe is still owned by the original creditor. I disputed the claim and was told they would confirm with the company before any further actions took place. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. FRAUD ALERT! . Convergent Outsourcing makes every attempt to set up viable payment options within our constraints. I was told that if I paid them directly they would recall the account and it would not be reported on my credit reports. Maryland Residents: This agency is licensed as NMLS ID # 930053. These people need to be stopped. How long does it take for my credit report to update after I make a payment. Lots 81-82 Street C This company does not follow FCRA laws and should be sued into bankruptcy for all the hard they do. I don't want to pay Sprint if it means that the Convergent line remains on my report with the line "paid in full". Press question mark to learn the rest of the keyboard shortcuts. - Hopefully you will have the same luck as me and they respond finally saying yes, it will be deleted. I paid $834.26 directly to Sprint on July 5th and received a confirmation number of 123456789 for my payment. Sprint and Convergent Outsourcing Success? - myFICO Forums - 4763742 Unsubscribe at any time. After reading discussions on this forum, I spoke with Sprint and paid them directly. Just updating my progress with Convergent. Cloud Minnesota, Convergent Outsourcing, Inc. Bothersome Calls Apparently From Convergent Outsourcing Renton Washington, CONVERGENT OUTSOURCING. Unfortunately, you cannot get your account number online at this time. This profile has not been claimed by the company. If reporting correctly, it can stay on reports for 7 years from DOFD. How do I get them to delete their reporting. For example, you may have a baby on the way or want to apply for a mortgage. Convergent Outsourcing does not buy or own your debt. If push comes to shove and you need to take legal action, its your word against the agencys. A link has directed you to this review. 11/30/2022 3:48 PM. If so, what's the best way to have them do this? We believe in customer service and want to make it easy as possible for people to pay the debts they owe. Learn more about how we make money. West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. Debt collection from Convergent Outsourcing on Sprint phones I - reddit Convergent Outsourcing, Inc 800 SW 39th St/PO Box 9004 Renton, Washington USA Phone: 8662916364 Web: www.convergentusa.com Category: Cellular Phone Companies Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington Print this Report Email this Report Tweet Business Rating: Rate this business Rude! Who is ED Magedson - Founder, Ripoff Report. Convergent Outsourcing has many complaints against it on file with the Consumer Financial Protection Bureau and the Better Business Bureau, mostly regarding: These violate the Fair Trade Commission-mandated Fair Debt Collection Practices Act (FDCPA). Create an account to follow your favorite communities and start taking part in conversations. Please call us at 1-800-444-8485. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. Fraudulent collection letter Renton Washington, Convergent Outsourcing INC They are trying to collect money on a collection that does not exsist renton Washington, Convergent Outsourcing,Inc Galaxy Asset Purchasing Sending past due debt notices that aren't on my credit report. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. While I'm trying to work things out, is it possible to file a dispute against the Convergent line on my report as they don't own the debt? FAQs After calling they immediately brought it down to 1,000 but they said they will not pay to delete. Hence, the persistent phone calls and emails. If it was sold, Convergent has the legal right to collect and to post on your reports. Press J to jump to the feed. How does that work ? Even if someone you speak to says no, try someone else or on another day. This scenario has been reported to federal bureaus, Trustpilot, Resolver and now you. The FDCPA prohibits a debt collector from engaging in specific forms of harassment, including: While Convergent Outsourcing claims to provide its representatives with FDCPA compliance training, its still possible for a representative to commit an infraction. I was able to settle account for $500, which is a victory as the original amount was $1083. So, now I'm not sure how to handle this. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. I never spoke to them again. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. I called Dish to confirm this and they said they have no record of a debt. If you cant find your letter or you havent received one, you can get your account number by calling Convergent Outsourcing at 1-800-444-8485. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. Also make sure to file a complaint with your state attorney generals office. Please contact the moderators of this subreddit if you have any questions or concerns. Estimated amount consumers saved since 1997: $15,590,010,907. All rights reserved. All rights reserved. REBUTTAL BOX Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. Convergent Outsourcing help. No luck. Please Help Me Get Convergent Off of My Report! How did you get in contact with them i need to pay something off but cant reach them. It was gone off my reports within 2-3 days. More details on software and accessibility are available at WebAIM.org. Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. All rights reserved. General statment of, "according to sprints policy we cannot delete it. Do I need to get them to prove what I owe? I will keep you posted on how/if it gets reported this month and going forward. Caller I.D. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. I don't think however that once you have the debt paid (however you do it) you should worry about on your report. I don't dispute that I ever had a Sprint account. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. You can send a debt validation letter to Convergent Outsourcing asking it to confirm details of the debt, including: You can use a template if you need help writing your own letter. If you make this agreement, you MUST have it in writing, if it isn't is writing, there is no agreement. I agree to Money's Terms of Use and Privacy Notice and consent to the processing of my personal information. which I'm still thrilled about-fact is had I paid my bill on time and not defaulted I wouldn't be trying to clear it up haha so it all worked out. Investigate this business and this Tom ** who could be a fake also. I need some advice on how to proceed with this collection account. After calling they immediately brought it down to 1,000 but they said they will not pay to delete. They are so good at disguising themselves they even have an official looking form. A goodwill deletion is where the debt collector agrees to stop reporting the debt out of goodwill. There are plenty of articles available if you want more information and tips on how to improve your credit and reach your financial goals. They must have hacked into Verizon's computer system Reston Washington, Convergent Outsourcing, Inc. Bogus bill from AT&T WIreless -- I never had AT&T Wireless Renton Washington, Convergent Outsourcing,Inc Settle for lesser amount Renton Washington, Convergent Outsourcing, inc Palisades Collection states I owe an At&T bill that was paid 5 years ago renton Washington, Convergent Outsourcing Inc Galaxy Asset Purchasing, LLC FRAUD ALERT! If this describes your current situation, send a letter to Convergent Outsourcing and request a goodwill deletion. I would discuss with them there was no contract. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. In business since 1950, Convergent is one of Americas leading collections agencies. How to deal with Convergent Outsourcing - Bills.com I had a Spring sent to ERC. I have a collections account being reported by "Convergent Outsourcing". PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. If you paid the debt and you're currently in good standing with the original creditor, deleting the collection from your credit report is still a possibility. INC. FIRST BANK AND TRUST MIDLAND FUNDING, LLC Sent me a settlement statement for a bill to this company. But, when I asked directly who she represented, she said she represented Convergent. Learn more. These notices included your right to dispute the balance owed. After I paid, I they say I don't have acc. After you submit your information, calls to your number will stop within 24 hours. They also collect medical debts. Sprint sent account to collections with Convergent Outsourcing - reddit This claim is in fact, spelled out directly on convergent's website: Convergent Outsourcing is not a scam. If you would like to make payment online instead of over the phone, you may do so on our website. Convergent Outsourcing does not accept payment in exchange for credit deletion. They're worthless and cowardly, and I hope anyone reading this doesn't have to deal with these bottom feeders. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. The best way to prevent an old debt from affecting your future financial opportunities is to remove the collection entry from your credit report. FAQ. Convergent Outsourcing, Inc. is a debt collection agency. For more information about reviews on ConsumerAffairs.com please visit our Originating in 1950, its current headquarters are in Renton, Washington. New comments cannot be posted and votes cannot be cast. It will pass in time. Convergent Outsourcing is one of Americas leading collection agencies. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Thank you for visiting Convergent Outsourcing to make a payment on your account. It took a few people and tries but they are finally deleting. I have sent numerous validation letters and no response! I am requesting that Convergent delete the tradelines on my credit report because I have paid the original creditor and they have no permissible purpose by law to report on my credit. Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington. I found out that Convergent Outsourcing, Inc. is a SCAMMER company. It doesn't erase the existence of the debt. Unbelievable!! Hiding negative complaints is only a Band-Aid. When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. Convergent generates proof of payment after your payment has posted, which means that it has cleared your bank and our bookkeeping department, typically this happens within 2 weeks of payment. bureaus (they were only reporting to two). says who it is but nobody is ever on the other end of the line. Who is Convergent Outsourcing? If they don't, the collection agency may just update it to paid/$0 balance and it will remain on your credit reports for 7 years from the DOFD. So from what I am seeing, either way, Convergent can legally have it on your report. I owed a bill to Sprint which I paid to Sprint. This company Is willing to settle for half of what they say I owe. Late reply, but i got them deleted off all 3 via disputes with the agencies themselves essentially just claiming "No contract". Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Do you owe Convergent Outsourcing money? I called T-Mobile and they said themselves I have never have owed any past debt in my 14 years with them. I have been receiving calls periodically, have not answered these calls. Bryan Sankey is a Sprint Trainer at Convergent Outsourcing based in Renton, Washington. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Maryland Residents: This agency is licensed as NMLS ID # 930053. Legally they've followed to the letter of the law. If that happens then show proof your payment was to Sorint direct and it would be deleted. Your account number is located on the top right-hand side of the letter sent to you from Convergent; it will start with a letter of the alphabet followed by a number (i.e. This is the best way to manage and repair your business reputation. Many factors affect your FICO Scores and the interest rates you may receive. This company doesn't seem reputable. Then a letter came from the saying I owe over $1200 to Dish Network and they are collecting. However, I'd rather pay the full amount than go back and for the next few weeks with Sprint trying to hash out a couple hundred dollars. To find the most relevant information concerning collections or credit card inquiries, please visit: https://money.com/how-to-remove-collections-from-credit-report/ or https://money.com/get-items-removed-from-credit-report/, Money Group, LLC In addition to suffering the annoying and aggressive practices debt collectors, such as Convergent Outsourcing, engage in, a debt sent to collection can have a major impact on your credit score. Apparently it's some kind of credit card or something. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. We also do not buy debts - the debt that you may owe is still owned by the original creditor. Who We Are - Convergent BPO I told him I have had this number for 18 months, do not know anyone by that name and I was going to report him, which I did. This company is horrible. I have an old Sprint account that went into collections via Convergent Outsourcing. https://www.sprint.com/en/landings/chat.html, https://www.elliott.org/company-contacts/. Sprint sent account to collections, Convergent Outsourcing. They were one of my last collections some months back and although my situation is slightly different, they removed the collections on my report immediately when I settled with them. I called sprint back and spoke with a gentleman this time. Learn more about Convergent Outsourcing or view your account with us online. I got a letter stating I owed monies to Sprint. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. If you cannot afford to pay your debt in one payment, our representatives will work with you to setup a payment plan. Learn more. Need Help Clearing Up Convergent Outsourcing Collections - reddit Somehow before I did they bought the debt and are reporting it. Houston Texas, convergent convergentusa, convergent outsourcing inc Attempting to collect on a 23 year old debt wixom Michigan, Convergent Outsourcing, Inc. Verizon Wireless overdue, haven't used that mobile company in 6 years. If you have a valid email address on file with us, you will receive a password-protected receipt via email. IF they said yes, it would be deleted, confirm with them again after paying. Sprint sent account to collections, Convergent Outsourcing. Except when it drops off the credit report. Your credit score will be affected by this Company. Sent collection notice for a bill with a wireless provider I have never used. The consumer can also call and request a copy to be sent to their physical address or their email. The only advice I can offer you is not to feed into their urgency. I paid them in full. IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. I owe 1,700. So I paid them 2 payment Dec. And Jan they took out of my banking acc. - You can ask them if you pay in full right now, will they delete the Convergent collection. Thank you, you have successfully subscribed to our newsletter! Re: Sprint sent account to collections, Convergent Outsourcing. I paid them today, now waiting to see what will happen. The letter needs to explain the reason for your late payment and why youre requesting removal. In business since 1950, Convergent is one of Americas leading collections agencies. Is Convergent Outsourcing a Scam? strict standards for business conduct. After I asked them to send the paperwork, I did get it, but I called them and they said now it was for a debit card from a United Credit National Bank. Sprint cannot make exceptions to this policy. If you have an account with us, were here to help! Stop breaking the law. The phone number (mine) is unlisted, private. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. FTC's website on credit. R-1234567). Options to consider with Convergent Outsourcing collections. I just went through this, except the CA for mine was ERC. They actually are a debt collections agency. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Why You May Be Getting Scammed Through Your Mailbox - Live Like You Are For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. They wanted me to pay 60% to settle the account, and I told them I wanted to file a dispute, and they said once I got the documents, THEN I would have to pay the amount!!!! I'm just thankful to knock another baddie off my reports! Tell us has your experience with this business or person been good? How those businesses take care of those complaints is what separates good businesses from the rest. They wont respond to anything but complaints saying they have validated it which is a complete lie. . For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. But we can send a letter out showing settled. I just want to know who to pay to make sure things are taken off of my reports. Try to get them to say yes though if possible. I called Sprint to get some information on the account. Sign up to receive our free weekly newsletter. If it is their collection dept., did you try to get them to recall the debt? North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. All rights reserved. This is not correct as I owe no one anything or have any debt. I called Sprint to try set up payment but whenever i ask to pay and if account will be recalled they give me Convergent phone number to call. Convergent Outsourcing and its agents are not credit specialists. I was stunned. It was founded in 1950 and currently has about 2,300 employees across 12 offices. Our representatives are trained to actively listen and help guide you through the debt collections process in a flexible manner that will best serve your current financial situation. If you have questions about Convergent, making a payment or debt collections in general, we have compiled an extensive FAQ section to help! If you contact Sprint direct they should collect payment which would force them to pull the collection thus deleting the collection. The debt collection process isnt perfect; reporting mistakes and lost information are common during the transfer of a debt from the original creditor to a debt collector. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. also adviced them that this account had beeb included in ,identity fraud with a police report Renton Washington, Convergent Outsourcing Inc Renton Washington Location Claimed I had a Verizon amount owed of $800. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. He confirmed that after paying CO, Sprint would delete the account from my CRs. If that means pay in full, so be it. Las Vegas Nevada, Convergent Outsourcing, Inc. Convergent, Jefferson Capital Systems, LLC A collection from HSBC Bank which I have, nor had a account with HSBC.

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