Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation. Personal Credit Card Customers: 877-721-9405; … Calling into Bank of America. 8am – 8 pm Monday to Friday; 9 am – 6 pm Saturday; Closed Sunday; You can call any time for an automated status check (option 1 then option 1). Please view our promoting coverage web page for extra info. You can do so in one of two ways. Check your status and reconsider applications: Save my name, email, and website in this browser for the next time I comment. You can also check your application status online. It may help to have a copy of your credit report or information about your income, depending on the reason you were denied. Another option is to utilize the company’s online chat feature, especially if you don’t have an existing account. This is probably the least likely case to result in a successful credit card application, simply because of the hierarchy of customer service reps. Online chat reps are usually at the bottom of the ladder. Reconsider A Declined Credit Card Application, Check Application Status (Personal): 1-800-436-7927, Check Application Status (Business): 1-800-453-9719, Offer to move over credit line from one card to the other, If you are over 5/24 because of a AU card point that out, Application Status for Personal Cards: 1-866-314-0237, Application Status for Business Cards: 1-800-567-1085, If you have more then 5 cards open offer to close one old card, Point out for what benefit you would like to get this card, Customer Service (Personal): 1-800-763-9795 or 1-800-695-5171 or 1-800-950-5114, Customer Service (Business): 1-800-950-5114, Barclays can be very tough but try explaining why you like this specific card, Personal cards: 1-800-625-7866 or 1-800-933-5182, Capital one does not have a dedicated number for reconsideration but you can call on the regular numbers, Business Customer Service: 1-866-695-6598. After all your explanations and negotiations, you may still find yourself hearing a “no” from the customer service representative. If you’re already a customer of the company, talk about how long you’ve been with them and all the timely payments you’ve made. But again, for just a few minutes of your time (and likely while you’re doing something else), it’s worth trying this avenue. Explain your predicament in just a few lines. They said they cannot reallocate credit from my existing account to help open the Asiana card. The creditor should want your business if they believe you’re going to pay your bills on time. For credit cards, call 800-732-9194 (outside the continental U.S. call international collect 1-757-677-4701). "Bank of America" is the marketing name for the global banking and global markets business of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America… Before you call the reconsideration line, prepare. CitiBank doesn’t have a dedicated reconsideration number. Instead, your chances of being approved are pretty much determined by an algorithm, whether it’s deserved or not. If eligible, you will have the option to check the box for either Set up Touch ID® or Set up fingerprint sign-in within the Mobile Banking app. This web site doesn’t embody all bank card corporations or all accessible bank card provides. One option is to transfer an outstanding balance from a different account. You may be able to reverse a denied application by calling Citi’s reconsideration line to speak with a credit analyst. Most major credit cards have a variety of customer service phone numbers to help you with your questions and concerns. When you’re informed and prepared, you can help make the customer service rep’s job much easier for them. Know that most places keep notes on each call received, so it won’t be a completely fresh slate. … Check the box and follow the in-app prompts to enroll. Barclays reconsideration line. 866-224-8555 or 877-721-9405 (Choose option 3, followed by your social security number.). If calling the reconsideration line doesn’t work for you, there are still even more options. Know what they are, how to prepare for them, and get the credit card that works best for you. Our reviews are based on independent research. Card Issuer: Credit Card Reconsideration Line: American Express: 1-800-567-1083 : Bank of America: 1-866-422-8089 : Barclays: 1-866-408-4064 : Capital One: 1-800-625-7866 It’s not guaranteed to work, but it certainly can’t hurt. You can ask for a manual second review and be ready to discuss about the application in more details. As with most things in life, persistence is key. Note: You can also report a lost or stolen card by phone. For other inquiries about your Chase credit card, call customer service. Bank of America is often overshadowed by credit card issuers like Chase, Amex, Citi and Capital One because it doesn’t have a single cohesive points currency with transfer partners like the other major players. in order to approve you. Non-party Bank of America, N.A. Are there multiple late payments from other accounts? Once you’ve got your report in hand, look at it closely for anything that would be a red flag to a credit card issuer. MLPF&S makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation. You can also direct your call to the general application status hotline at (866) 422-8089. Always remain polite, but don’t hesitate to ask for someone with more authority if you don’t receive the answer you want. R. Civ. [Remember: Freeze Your IDA & ARS Reports Before Applying For A U.S Bank Credit Card] Wells Fargo Credit Card Reconsideration 800-947-1444 or 800-685-7680. However, you might be able to explain delinquent accounts if you had a period of temporary financial hardship that has now been resolved. It also gives the creditor automatic business from the interest charged on your transferred balance. The bank may want to verify some information, move your credits around, etc. This holds true even if you don’t agree with what the person is saying. Editor’s note: This is a recurring post, regularly updated with new information. Bank of America has an application rule called 2/3/4. A denied application on some circumstances can be overturned by calling the reconsideration line as well. Card Issuer: Credit Card Reconsideration Line: American Express: 1-800-567-1083 : Bank of America: 1-866-422-8089 : Barclays: 1-866-408-4064 : Capital One: 1-800-625-7866 Compensation impacts cards placement and order but does not impact the articles and card details. You can try contacting the line to apply for a credit card at 800-695-5500. When you choose to follow up by phone, however, you get the chance to discuss your situation with an actual person. They’ll only approve you for at most two cards per rolling 2 months, three cards per rolling 12 months, and four cards per rolling 24 months. New cards opened across all banks tempt them with the best information possible editorial note this... Our # 1 priority is you, our web content may be all it to. Markets business of Bank of America reconsideration line take advantage of a fresh face be completely... Large and bank of america reconsideration line 2020 ’ ll hang up with a new card on its way in the first is offer... 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